Debit Card

ding freeĀ® from sea to sea

With your TMECU MEMBER CARD® debit card you have access to ATMs nation-wide through THE EXCHANGE® Network, and the ACCULINK® network.

From BC to Newfoundland, Toronto Municipal Employees' Credit Union members have access to over 4,000 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®.

Leave ATM surcharges behind you.

We’ve all been dinged by surcharge fees at an ATM that wasn’t our own. But as a member of Toronto Municipal Employees’ Credit Union you don’t have to rely on our ATMs to keep from getting dinged ever again. In fact, you’re part of one of the largest surcharge-free ATM networks in the country. 

Any credit union ATM is your credit union ATM.

Belonging to a national ATM network means you can bank ding free from sea to sea, with access to a national network of surcharge-free ATMs – a network bigger than most banks. Just look for a ding free sign on your ATM, and say goodbye to those pesky surcharge fees.

 Get the ding free locator app today.

Available for iPhone, Android, Windows and Blackberry devices, our new ding free® locator app can help you find the nearest surcharge-free ATM – wherever you are. Otherwise, you can use the Find Branch/ATM functionality in the right column of our website. 

 Download the APP HERE

At over 4,000 ATMs across Canada you can:

  • Withdraw cash without any surcharges
  • Deposit cash or cheques at any full function ATMs
  • Change your PIN
  • Transfer funds within your TMECU accounts
  • Not a member?
    Apply Online today
  • Still have questions?
    Call or visit your local branch