RRSPs

A Registered Retirement Savings Plan (RRSP) is a tax deferral account that provides tax savings for Canadians.

Benefits

By depositing funds into an RRSP account in their peak earning years, the member benefits in two ways:

  • When the funds are withdrawn (at retirement), the effective tax rate is usually lower, allowing the member to pay less taxes overall
  • The investments are sheltered from tax until withdrawal – that is, funds can grow without being taxed

  • 100% Deposit insurance through DICO. Please visit DICO for details

Our RRSP solutions

Term Deposits (GICs) Earn a set interest rate over a specific time frame.
Index Linked Term Deposits The principal is guaranteed with participation in upside movement in the S&P/TSX 60 index.
Mutual Funds* We have access to a variety of funds to meet your needs here.
RRSP Savings Account Build your funds in this account while you decide on other investment products. 

Contact your branch  for more information.

* Mutual funds are offered through Credential Asset Management Inc. Unless otherwise stated, mutual funds securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other governement deposit insurer that insures deposits in credit unions. 

 

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