Promotional Term Deposit Rates (Rates effective 2020-08-26) Rates
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1 Year Term Deposit 1.00%
18 Month Term Deposit 1.25%
Promotional High Ratio Fixed Mortgage Rates (Rates effective 2020-08-26) Rates
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5 Year Fixed Closed - High Ratio Only 2.24%
Savings Account Rates (Rates effective 2020-04-23) Rates
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TFSA Savings Account 0.35%
RESP Savings Account 0.35%
Secured Lines of Credit (Rates effective 2020-03-31) Rates
Secured Line of Credit 3.45%
As a valued member of TME Savings, we would like to keep you informed about changes that may affect you. On March 31, 2020 the Bank of Canada key interest rate decreased by 0.50% - which in turn has decreased TME Savings’ Prime Interest Rate to 2.45% from 2.95%. If you hold a variable rate lending product with TME Savings such as a mortgage, line of credit or loan your payment amount will not change, however, a higher portion of your payment will be applied towards your principal.

Prime refers to the TME Savings Prime Rate. TME Savings Prime Rate is 2.45% as of March 31, 2020. Your interest rate will change whenever the TME Savings Prime rate changes. Subject to credit approval. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate. Other conditions may apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

Rates are subject to change without notice. Please see product pages for more information regarding the rate calculations and other information.

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